Driving Insurance & Healthcare Innovation in South Africa and the rest of Africa

Targeted investments in insurance and healthcare ventures tackling South Africa’s most pressing challenges.

The South African Short-term and Health Insurance Opportunity

South Africa presents compelling opportunities for entrepreneurs in the health insurance sector.

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Health Insurance Opportunities

The massive gap in the health insurance sector represents a significant market for innovative, affordable health insurance products tailored to the emerging middle class and lower-income segments.

Micro Insurance Products

Develop affordable micro insurance products and community-based health schemes that offer basic coverage at accessible price points for underserved populations.

Digital Health Solutions

Bundle affordable virtual consultations with insurance products, reducing costs while expanding access through telemedicine platforms.

Specialised Coverage

Target the informal sector, gig economy workers, and small business owners with specialised products outside traditional employer-sponsored schemes.

Gap Cover & Primary Care

We have build products that truly resonate with South Africans, helping you avoid unnecessary pitfalls.

Short-Term Insurance Opportunities

The short-term insurance market in South Africa reveals substantial underinsurance across multiple asset classes, particularly among lower and middle-income households. Many South Africans own valuable assets yet remain uninsured due to affordability concerns, lack of awareness, or distrust of traditional insurers.

Key Insights

Vehicles, homes, and personal belongings represent significant uninsured value across South African households, creating a massive opportunity for innovative insurance solutions.

Pay-As-You-Go Models

Flexible insurance using telematics and usage-based vehicle insurance that allows customers to pay only for what they use.

Mobile-First Platforms

Simplify purchasing and claims management with mobile-first platforms that appeal to tech-savvy younger demographics.

Township & Informal Sector

Address historically underserved segments including township economies, informal traders, and spaza shop owners with tailored, affordable coverage.

Sharing Economy Coverage

Flexible insurance for side hustles, rental properties, and gig work through embedded partnerships with retailers and fintech platforms.

Embedded Insurance

Flexible insurance for side hustles, rental properties, and gig work through embedded partnerships with retailers and fintech platforms.

Where We Can Assist Entrepreneurs in Filling the Void

With our invaluable support, entrepreneurs can introduce innovative solutions to the market.

Market Gaps

Millions of South African remain uninsured.

Digital Transformation

Technology adoption is redefining access to essential services.

Regulatory Evolution

Supportive frameworks for growth.

Economic Diversity

From township to urban solutions.

What We Do Best

Specialised solutions crafted to address the distinct challenges faced by entrepreneurs throughout the healthcare and insurance industry in South Africa.